Private Wealth Management
In a world where choices are too many and everything seems to be standardized, we
at Wealth Discovery believe that you should be given the opportunity to define your
own space. We endeavor to provide you with financial solutions which have been devised
keeping in mind your unique needs. Your need for customized choices and personalized
service is foremost on our minds. We do realize that you would want to get to know
us a little better so do read on.
Who are we
Wealth Discovery is an integrated securities firm that specializes in offering a
varied bouquet of customized services to people such as yourself. Our services are
patronized by corporates, financial institutions as well as successful high net-worth
individuals & other retail investors alike. Our objective has always been to ‘Transform
Knowledge into Wealth’. Headquartered in New Delhi, Wealth Discovery operates out
of 10 cities and towns in India with an aggressive expansion plan lined up.
What you can expect from us
At Wealth Discovery, we have ensured that our people are not only equipped to providing
you with the right information but are committed to servicing you with financial
solutions that are personal to your needs. Our Private Wealth Management Team offers
specific advisory services to meet both personal and business wealth requirements
of HNIs, including business families, senior officials of corporates
and self employed professionals such as doctors, lawyers, chartered accountants
as well as architects.
The team’s core expertise lies in creating customized strategies which accommodate
customers’ investment goals with respect to wealth accumulation, preservation and
liquidity. In addition to mutual funds, fixed deposits and other traditional products,
the team’s strategy also provides for alternate investment avenues of private equity,
Structured / Customized products, especially for investors with specific views on
the markets. The larger investors too benefit immensely from our portfolio protection
At Wealth Discovery, we base our services on a simple yet powerful philosophy. We
allow you to define your financial space – with all the updated market information
at your fingertips, a diverse bouquet of products to choose from, the best in class
services, and the essential ingredients for a well balanced wealth management strategy,
you will have a comprehensive wealth management platform at your disposal. Our out-of-the-box
approach and the opportunity to draw from our experience and expertise will ensure
that your interests are well looked after. We invest substantial time in understanding
your life goals, your current conditions, and then work to develop the most optimal
solutions through our advisory platform. The advisory team measures the performance
periodically against initial expectations, and should the need arise, the investment
plan is recalibrated with the changing market conditions.
Expert advice from market professionals
We leverage our domain expertise across the financial services spectrum. Our Investment
Strategy Committee comprises the most experienced personnel across our organization
who are instrumental in defining our market view and guidelines on asset allocation.
So, our customers can be assured of quality financial services.
Intensive product selection process
Since we are totally committed to providing our customers with a personalized experience,
our endeavor is to ensure that our clients have a range of innovative solutions
and unique products to choose from. All our products and services are from the best
providers in the industry selected after undergoing our internal due diligence process.
Strong service program
We understand that our customers value comfort of interaction and convenience above
all else. Keeping in mind this, we have ensured that our customers are being serviced
through a strong bench of experienced and trained Financial Advisors. We also have
dedicated Equity Advisors who specialize in providing customers with direct equity
solutions. Our offering of online and mobile execution platforms for equities and
other products ensures that our customers have a seamless platform for all transactions
while our Associate Executives ensure seamless service delivery.
Solution at Offer
Design Your Own Financial Space
At Wealth Discovery Private Wealth Management, we believe in helping you creating
a blue print for yourself basis your financial goals and your life stage. You can
count on us to provide you with personalized service and solutions that are customized
to meet your specific needs. Keeping in mind your need for diversity, convenience
and comfort, we provide you with a dedicated Financial Advisor who will assess your
financial objectives objectively before assisting you in creating your portfolio
as per your instructions. You can be rest assured that you will be spoilt for choice.
Like everything else in your life which is unique to your lifestyle, your financial
space will also be unique to you. Our investment advice will guide you in maintaining,
generating and protecting your wealth across generations.
Solution at Offer:
At Wealth Discovery Wealth Management, your financial decisions will be cushioned
with the current and relevant market information for trading and long-term investing,
which is provided by an independent research team which specialized in garnering
the required inputs. In addition to this, your Relationship Managers will be available
to analyze your investment needs from time to time in conjunction with you and create
an investment roadmap for you. They will, after your acquiescence execute the investment
plan. A wide range of products across asset classes ensure that the financial solutions
provided help meet the investment objectives that you have set for yourself and
Diverse products and solutions
Experience investing in equities for trading or long-term investment objective with
- Market Information from over 300 companies through
a dedicated team of expert researchers
- Access over 2,500 Mutual Fund Schemes and Exchange
- Proprietary research methodology used to recommend best investment
- Equity linked debentures offered based on in house market views
and your risk appetite
- Due diligence to ensure that only the best issuers are made available
- Derivative strategies designed to take advantage of different market
- Trading ideas
Low-risk investments with steady and predictable returns
- Invest in a range of debt instruments like bonds and deposits with
good credit rating along with attractive yields including Government, Quasi Government
and Public Sector (PSU) Bonds
- Access to the entire mutual fund universe
- Mutual Fund debt schemes recommendations based on internal fund
research and debt market view
Structured debt and notes
- Facilitating access to structured debt instruments which are secured
by property, shares or asset collateralization
- Structured Notes with assured or conditional coupons linked to equity
Provide access, research and execution capabilities across alternative investments
to achieve investment goals.
- Invest in residential and commercial Real estate with access to
pre-launch offers and attractive rental yields leveraging on the strong relationship
with developer and strong market access through the referral model.
- Invest in real estate funds from fund houses where due diligence
done by Wealth Discovery
Private Equity and Venture Capital
- Invest in carefully selected Private Equity (PE) or
Venture Capital (VC) funds across various organizations by leveraging on
institutional linkages to directly invest in early stage and growth companies.
- Diversify investment to other asset classes like Gold, Silver, Oil
and other commodities through structured products
- Structure investments in unlisted debentures, PMS schemes,
Preference shares, convertible debentures, equity shares in Special Purpose Vehicles
- Leverage on research and trading ideas and hedge currency exposure
with the online currency trading platform
Your Relationship Manager performs a analysis of your assets and will help you prepare
a plan to protect you and your assets against unforeseen circumstances. Security
and Growth – two of your highest priorities will always be on the top of our minds!
- Choice of whole life to family protection plans helps provide for
the family in times of need during the term of the plan.
- Customized solutions to provide the most suitable protection solutions
- Married Women’s Protection Act to secure the family against any
- Liability protection solutions to repay all loans in case of death
- Health plans to protect family from associated cost.
- Long term health insurance to protect from any exclusions / revisions
- Critical illness cover to ensure access to funds in emergencies
and also to repay liabilities
- Solutions to meet reimbursements for overseas hospitalization &
- Flexibility through asset protection planning to protect assets
against the defaults or frauds from creditors, employee, professional liabilities
or other liabilities
- Protection of income and guard against liabilities
- Credit Insurance: to protect from defaults from creditors
- Fidelity Insurance: to protect from employee frauds
- D&O / Professional Indemnity: to protect from legal liabilities
resulting from errors or neglect in discharging duties
- Conventional Business Insurance: Marine, Fire & Engineering, Keyman,
Allow us, at Wealth Discovery Private Wealth Management, to help you chose a suitable
investment strategy for you. Our all inclusive advisory service offers guidance
and recommendations on opportunities across a plethora of innovative solutions.
Your Relationship Manager helps you plan your investment strategy and rapidly executes
instructions on various services namely:
Buy, sell or lease, as well as, valuation of a residential or commercial property
under the referral model.
Advice on Portfolio restructuring, leveraging or monetizing ESOP holdings,
hedge Portfolio with derivatives.
Capital Fund Raising/Investment Banking
Structured advice on raising capital from the Capital Market through IPO/ FPO and
from the Institutional market through QIB and PE including
advice on new accounting regulations (IFRS).
Structured wealth distribution advice to create provisions for legal heirs and other
beneficiaries through preparation and execution of Wills, setting up and management
Access to credit specialists whose expert counseling will help you in meeting your
investment needs, acquisition needs as well as assist you in raising capital for
new opportunities. Benefit from the association of experts to provide fast and effective
Balance return and liquidity with a responsive overdraft and loan solutions on Fixed
Deposits, Equity and Mutual Fund investments
Collateralized borrowing/Asset Financing
Financing options for acquisitions, construction of residential or commercial properties
and business assets. Liquidity access against property or through lease rental discounts
Achieve liquidity through assets to meet your investment objectives and overall
financial needs. Obtain additional financial leverage through Loans against shares
and, IPO and Promoter funding which are provided through our tie ups
with other NBFC’s.
In today’s era of knowledge economy and seamless connectivity, we are increasingly
being burdened with an overload of information. Solicited or unsolicited information
is inundating us through various channels like newspapers, magazines, television,
e-mails, websites etc. It is important to breakthrough the clutter and get timely
actionable advice which can be executed.
Wealth Discovery is dedicated to provide objective, independent and actionable research
to our clients across various asset classes to help them make informed financial
decisions. Our approach is a mix of top down and bottom up where we track the macro
indicators to identify investment themes that are playing out. At the same time,
we do extensive product research to ensure that we only advise the best in class
products to our clients in each asset class. This approach ensures that we identify
not only the correct investment theme but also the most suitable product to invest
in the theme.
The best minds in the organization sit across the table every month to track the
domestic and global macro environment in our meeting after monthly investment committee
to ensure that we are up the curve in spotting investment themes to invest or avoid.
Our investment committee consists of research heads from across our verticals. This
committee meets with a single point agenda of tracking the macro–economic environment
and identifies trends which can give actionable advice to our clients. The investment
committee is complemented by our stringent research across equity markets and different
Our experienced research team offers timely and unparalleled company and industry
insight on base of rigorous analysis. Another key aspect of our research is the
monthly and thematic reports on various sectors, keeping the client up-to-date with
the latest developments in the sector. Our team is grouped into smaller teams, specializing
in particular industry and sectors. This sector focus allows the analyst to maintain
detailed level of knowledge of key drivers of each sector.
Each recommendation is backed by rigorous and in-depth analysis of not only the
company’s financials but also the management quality and depth, competitors and
other external factors impacting the stock price. This ensures due weightage to
both qualitative and quantitative factors. Regular interaction with company managements
and various other stakeholders help our research analysts develop view on stocks
and equip them to foresee upcoming trends well in advance to benefit our clients.
Our fundamental equity research combines expertise with innovative strategies to
offer broad range of products including Model Portfolios, Monthly investment strategy,
Equity tracker, Pick of the week, sector specific monthly reports, event and result
updates and detailed company report.
Selection on the platform covers the following four broad parameters:
- Research & Fund Management
Our selection process includes evaluating the qualification and experience of the
investment and research team and their ability to conduct primary research and identify
multi-baggers for clients.
- Performance evaluation
Consistency of performance across market cycles and performance relative to peer
group (PMS / MF) is evaluated for the scheme and the fund manager
- Investment Strategy
The suitability of the investment strategy to client portfolios as well as its compatibility
with I-Sec’s investment outlook is considered along with the resilience of the strategy
across market cycles.
- Risk control guidelines
We evaluate the risk controls and guidelines followed by the selected scheme and
Fund selection for alternate investments encompasses the following main themes:
- Investment theme and strategy
Since alternate investment funds are usually longer-tenure products, we evaluate
the theme of the fund in terms of novelty, suitability to the client’s portfolio
and availability of the proposition through other investing platforms.
- Strength and experience of Investment Team
Alternate investment funds usually hold concentrated portfolios of 8 – 12 underlying
investments of a tenure of 3 – 5 years, the selection and management of the underlying
investments becomes crucial to performance. In our evaluation of the fund, we place
strong importance on the background and experience of the fund team in investing,
managing and exiting such deals and their ability and incentives to work together
as a unit.
- Portfolio construction and implementation strategy
The fund’s ability and process of sourcing deals, evaluating them, investing in
them and eventually, exiting them directly impacts investor returns – making this
factor an important one in our evaluation.
- Background and expertise of Fund House
The presence and experience of the parent group / fund house is also considered
since it impacts the fund’s ability of raise money from investors, and also, source,
negotiate, manage and exit underlying investment deals.
We research mutual funds through a proprietary research methodology which evaluates
the schemes and AMC across a wide range of parameters . These parameters
are further supplemented by our view across different sectors as well as alignment
with our overall investment theme in our investment committee. Some of the parameters
used to filter and select mutual funds are portfolio risk and liquidity, risk adjusted
returns, returns across various market cycles, past performance of the AMC in the
asset class etc. The fund selection is further backed by interaction with the fund
managers of the selected schemes on an ongoing basis to monitor their portfolio
strategy and performance.